Property Bridging Finance
Bridging Finance For Property Investment
Apply for Bridging Finance
Bridging Finance
See if You Qualify for
Bridging Finance
Business
Only Lending
48 Hour
Approvals
25 Years
Helping NZ Businesses
The Bank Looks At Your Position Today.
We Look at the Future.
Need Short-Term Finance to Bridge Your Next Property Deal?
Banks often make decisions based only on where you stand right now. At Fifo Capital, we believe your future potential matters just as much as your present situation.
- Property-backed loans from $20K–$2.5M+
- Flexible repayment options
- Capitalised interest rates
- Multi-property security
- Flexible, tailored lending
Whether you are looking to grow your develop a new property opportunity or simply unlock funding, we take a flexible approach that focuses on solutions, not roadblocks.
Don’t Miss the Opportunity
on Your Next Property Deal
Development Finance
Property Purchases
Settlement Loans
Loans Until Re-Finance
How it Works
How it Works
Our simple 4-step process can unlock funding for your business in 48 hours
See if you qualify
Complete our online form to see if you qualify for property bridging finance. Tell us about your opportunity, security and repayment timeline so that we can connect you with the right person.
Speak with our specialists
Our team will take the time to understand your unique business and the opportunity you’re wanting to fund.
Submit an Application
Submit an application to our growth-focused credit team.
Fund your opportunity
Receive your funds and achieve your potential.
Do You Qualify for
Bridging Finance
Who we have helped
Frequently Asked Questions
1. What type of property developments do you fund?
We provide funding for residential, commercial, and mixed-use developments. This includes pre-consent, construction, and bridging finance. Each deal is assessed on its own merits, with an emphasis on project feasibility and the developer’s track record.
2. Do I need to provide property security?
Yes, we typically secure our lending against the development property itself. Depending on the project, we may also require additional guarantees (e.g, personal or company guarantees) to strengthen the security position.
3. How much can I borrow?
Funding amounts vary depending on project size and risk profile. Generally, we can provide up to 60–65% of LVR, however, each deal is unique and we cater to most situations.
4. How fast can you approve funding?
Our process is streamlined compared to traditional banks. Once we have the required information (valuation, feasibility, financials, etc.), approvals can be made in as little as 2–3 working days.
5. What interest rates do you charge?
Rates are tailored to the project’s risk, structure, and term. As a guide, property development funding typically ranges between 12–15% p.a., with fees charged on drawdown.
6. What terms do you offer?
Our standard terms are 6, 9, or 12 months, depending on project stage and sales program. Longer terms may be available if supported by presales or a confirmed refinance strategy.
7. What do you look for in a borrower?
We look for:
- A proven track record of delivering projects, or a strong professional team around the borrower
- Clear feasibility and project budget
- An exit strategy (sale of units, refinance, or bank take-out)
- Willingness to provide personal or corporate guarantees
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Contact Us
Level 1, 11 Alma Street, Newmarket, Auckland 1023
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